Angie Sherer, a Loan Officer with Luminate Home Loans, was recently named as a Top Producing Loan Officer by Minnesota Housing for her loan production volume during 2025.
Your mortgage lender uses underwriting to take steps to verify your income, assets, debt, and property details along the path to approving your home loan. It's a way to reduce the mortgage lender's risk in providing you with the funds while ensuring you can actually afford the home you would like to buy.
Owning a home can be a big decision to make, but it can also be a worthwhile one. Big decisions should be made on an informed basis and, of course, Luminate is here to help!
Moving from your first home to your next can be both exciting and stressful. Before deciding if up-sizing to the next home is right for you, take some time to address the following questions.
